Everyone chips in. Everyone should see where it went.
MyHomeMaintenance turns your community's monthly expense sheet — lift, security, common lighting, garden, water — into a running ledger every resident and every committee member can open. Not just the one person holding the Excel file.
Setup is a conversation, not a form — our onboarding assistant walks your committee through it, so there's less manual data-entry between you and your first statement.
"Balance left is around ninety thousand — trust me, I'll share the full sheet later."
— what residents are told, most months
The problem isn't dishonesty. It's that nobody else can check.
No common bank account.
Plenty of row-house and small apartment communities never opened one. Cash moves hand to hand, and the only record of it is whoever's remembering that month.
One Excel sheet, one keeper.
The monthly expense sheet exists, in theory. But only the treasurer can open, edit, or explain the version behind it — and when a number looks off, there's no earlier copy to check it against.
The sheet lives in a WhatsApp thread, buried under two hundred other messages.
It gets posted once, somewhere between a forwarded festival wish and a lost-cat notice. Miss it for a week and the due date's gone too — now there's a late fee stacked on a bill you never actually saw.
"What happened to this month's maintenance?" — it's not published yet.
Whoever's keeping the sheet is a volunteer with a full-time job elsewhere. When life gets busy, it just doesn't go out — residents are left asking the WhatsApp group what happened to October's statement, while the one person who can produce it is still looking for a free evening.
Underfunded repairs get done badly, or not at all.
A seeping overhead tank or a pot-holed parking lot gets quoted, then postponed, then patched cheaply — because nobody outside the treasurer can point to what's actually sitting in the corpus fund.
"The balance was reported as ₹90,000. The bank statement said ₹1,45,000."
This isn't hypothetical — it happened in one of the two communities we live in, across Bangalore and Chennai.
No registration, no bank account, no problem — that's where we start too.
Whether you already have both usually comes down to when your community was built, not anything anyone did wrong. Since RERA came into force in 2016, developers have generally been required to help register an owners' association within months of the project's units being booked — which is why many newer, builder-developed complexes already arrive with an RWA and a bank account in place. Older communities, and any newer one where that step quietly never happened, are often still informal today. Either way, here's what changes for you:
Already registered, with a bank account? Then none of this applies to you — skip straight to setup: import the last few months of statements, set your fair-share rules, and your committee can publish its first reconciled statement within days.
If you're not there yet
We connect you with an advocate to register the RWA.
Registering a society is real legal paperwork — a memorandum, bylaws, a resolution from a general body meeting, filing with the Registrar of Societies. We don't pretend that's a form you fill in yourself; we connect your committee with a vetted advocate for your state's process, and track it until it's done.
We help you open a common bank account.
A registered RWA can open one. Once it exists, cash stops moving hand to hand, and every rupee has a bank trail from day one — not just from whenever someone finally gets around to it.
Idle funds earn interest, not dust.
Your corpus and sinking fund sit in an account that actually pays interest — not a zero-interest current account, and not someone's personal savings account "for safekeeping."
Three rules, not a promise.
The bank statement comes in untouched.
Every transaction is imported and locked automatically — nobody has to find an evening to type up a sheet by hand. No one, including us, can edit or delete a row after the fact; a correction is a new, visible entry, never a quiet fix.
Costs are split the way they actually apply.
Fixed costs divide by a rate your community set — ₹4 a square foot, say, so a 1,200 sq ft 2BHK owes ₹4,800 a month, worked out automatically. Metered costs — the water tanker, a diesel top-up — apportion by actual use, not a flat guess.
The month closes, and everyone can open it.
Once a financial period closes, its statement is final and visible to every resident and every committee member, on their phone — not just whoever's holding the spreadsheet. A reminder finds you before the due date does, too, not just whoever happened to scroll past it in the group chat.
Residents take the reading. Nobody has to chase it.
Water is the one charge every community argues about, because it's the one number nobody trusts — usually a flat guess, sometimes a treasurer's estimate. We built the opposite: the person standing in front of the meter is the one who reads it.
Photograph the meter.
Once a month, whoever's home points their phone at the water meter. Ten seconds, no extra gadget.
OCR reads the digits.
The app reads the number straight off the photo — no typing it in, no dispute later about what the meter actually said.
The admin checks it against what was bought.
Every reading is submitted for approval, not auto-applied. The admin compares the total tanker litres bought that month, at the real per-litre rate, against what all the readings add up to — before anything is signed off.
Wastage is shown, not buried.
Tanker litres bought minus everyone's metered usage is the wastage figure — published alongside individual bills, the same reconciliation your own sheet already does, just visible to everyone instead of sitting in one spreadsheet.
Nothing here skips the admin — a reading is a claim until it's approved, same as a payment. What changes is what the admin is checking: a real photo against a real tanker invoice, not forty numbers re-typed from memory, and a wastage figure that gets published either way, not quietly absorbed into next month's total.
One statement. Every line traceable to the bank.
Flat B-4 · Your Society · October 2026
| Opening balance carried forwardclosed 30 Sep 2026 | ₹0.00 |
| Lift AMC your share, fixed | ₹380.00 |
| Security salaries your share, fixed | ₹1,450.00 |
| Common area lighting your share, fixed | ₹210.00 |
| Garden upkeep your share, fixed | ₹190.00 |
| Water tanker metered — 3,200 L used | ₹640.00 |
| Maintenance due, October | ₹2,870.00 |
| Paid 4 Oct 2026 via UPI ref UPI2610040193 | −₹2,870.00 |
| Closing balance | ₹0.00 |
Built around the ledger, not around a to-do list.
Imported transactions can never be edited or deleted — only reconciled against, forever.
Fixed costs split by agreement, metered costs split by usage — every household sees the arithmetic, not just the total.
A photo of the meter, read by OCR — the household's own usage, not a flat guess or a volunteer's estimate.
₹4 a square foot, ₹5, whatever your general body agreed — billed automatically, every month, no manual arithmetic.
UPI, card, or net banking through a secure payment gateway, with reminders before the due date — or set up UPI Autopay once and let it pay itself, with a receipt to WhatsApp and email every month.
Onboarding walks a committee through the society's structure and its first bank statement import, instead of handing them a blank form.
Drafts expense entries from the bank statement and vendor invoices each month. The treasurer reviews and approves — nothing posts to the ledger on its own.
Every quote for the tank seepage or the parking-lot potholes is tied to the corpus fund that's paying for it.
A financial period locks like a closed set of books. Nothing changes after the fact — corrections are new entries.
Most communities we've talked to have neither. We help you get both, then keep the corpus fund earning interest instead of sitting idle.
Built for a 6-home apartment run by volunteers, and for a PMS company managing a whole portfolio of them.
The goal is a smaller bill, not a bigger one.
Everything above — the ledger, fair-share billing, self-service water readings, vendor tracking, the setup and expense assistants — is free for every community, paid for by ads. ₹12 per flat per month removes the ads. It doesn't unlock anything the free tier hides, and it's a starting number, not a final one: we haven't priced the ad-supported tier yet, so this may move once we know what that's worth.
A premium apartment doesn't have to mean a premium mystery. A complex with a gym, a clubhouse, and full-time staff genuinely costs more to run — that part's real. What isn't real is a bill nobody can explain. Self-service readings and an assistant that drafts the monthly expenses cut the manual labour sitting behind that number; the fair-share ledger means every charge stays visible, line by line. A higher bill you can verify feels very different from a higher bill you're just told to trust — that's the difference we're building for, not a promise that a well-run building suddenly costs less.
| Community size | Free, ad-supported | Ad-free, ₹12/flat/month |
|---|---|---|
| 6-home apartment | ₹0 | ₹864/yr |
| 32-home row houses | ₹0 | ₹4,608/yr |
| 200-home apartment complex | ₹0 | ₹28,800/yr |
The price scales with the number of flats, the same way the billing itself does — a 6-home apartment was never going to pay the same as a 200-home complex for either its maintenance or its software.
"The accounts are with the PMS company" stops being a trust question.
Property management companies running several small communities can onboard each one separately, with the owners' committee seeing exactly the same statement your office does — reconciled against the same bank feed, closed on the same monthly schedule. No separate hand-off report to prepare, no separate spreadsheet to defend at the AGM.
We're onboarding a small first batch of communities across India.
Started in Bangalore and Chennai, where we live — but your community doesn't need to be in either city to write in. Tell us your community's size and city — apartment, row houses, villas, or a portfolio you manage. From there, our onboarding assistant does the heavy lifting: structure, blocks, units, your first bank statement import — quick, guided, and a lot less manual typing than a blank form.
No app to install yet, no payment to make — this is a pilot. We're picking a first handful of communities to build the actual product around.